Taking a Top-Down Approach to Digital Transformation in Banking

As banks continue their digital transformation, it is essential that they take a top-down approach in order to fully integrate with a digital world. On top of aligning their products with the digital needs of customers, banks will need to update their operating models as well...

The Future of ATMs: Ideas that Work

The consumerization of finance is putting intense pressures on banks that are already grappling with the rising costs of maintaining the local branch and the "internet of things"...

The Power of Why: Unleashing Bank Earnings and Efficiency

During bank earnings season, the media, shareholders, and analysts stay glued to the latest news of growth, disappointment, investments, and write-offs. The largest banks are lashed or applauded for every percentage point dip or uptick...

Outsourcing Financial Technology Innovation: A New Model Based On Skin in the Game

The old model of outsourcing We will do your mess for less has run its course. The traditional practice of labor arbitrage, in which buyers conceive and develop system designs internally and hand them over to low-cost operators, is ineffective in todays financial services market. Is there a new model? Read this article to find out.

At the Heart of Learning

I have always believed that Zen stories have an unparalleled sense of simplicity and clarity. One such story made me re-imagine my learning function. This is the story of a Zen monk...

Payments in Gen Y Age

Think of Generation Y and you are thinking of smartphones, laptops and tablets. You are thinking not of brick-and-mortar stores but online shopping, thanks to Amazon and eBay. And money? You are now thinking of cards and online remittances...

Grand Designs

As Polaris Financial Technologies moves beyond its roots as a service provider to the financial industry it is staking quite a lot on its ability to deliver innovative, design-centred products in a rapidly changing world.

Capital Market Influencers

Capital Markets are primarily driven by the exchange of Capital (in the form of cash or security) by those in need of Capital and by those offering it...